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Privacy Statement
 
  Armory Trust Services (ATS) is an independent sales organization (ISO) specializing in providing a wide array of electronic payment products and services. What follows is ATS's online privacy policy, which governs personal information gathered on our Internet site (www.armorytrust.com) and from our various merchant applications processes used to activate specific business accounts related to specific electronic payment products and services.
 
ATS's Commitment to Online Security
  Physical, electronic and managerial procedures have been employed to safeguard the security and integrity of personal information. Billing information is encrypted whenever transmitted or received online. Personal information is accessible only by staff or volunteers designated to handle online complaints or requests. All ATS agents and contractors with access to personal information obtained on the ATS web sites are also bound to adhere to this policy. To protect the security of information supplied by businesses applying for participation in the various electronic payment products and services, account specific user name and passwords are used in accessing merchant specific information.
 
Personal Information that ATS May Collect
  ATS collects the following types of personal information: names, postal and e-mail addresses, phone and facsimile numbers, billing information, and other specific business related information used to determine a merchants credit worthiness for the purpose of using and implementing the various electronic products and services that we offer.
 
  ATS also collects other related business information that is required to activate merchant accounts related to specific products and services and general program participation, some of which could constitute personal information, as well as personal information from individuals acting solely in their business capacity. ATS does not collect or maintain information from those actually known to be under the age of 18, and no part of our sites are structured to attract anyone under the age of 18.
 
How ATS Uses Personal Information Collected Online or Through Various Application Processes
 
  Unless you consent, ATS will not use your personal information for any purpose other than that for which it is submitted. We use personal information to reply to inquiries, handle complaints, provide operational notices and in program record-keeping. We also process billing and business requests related to program participation.
 
  However, ATS may from time to time proactively send promotional information to merchants who have been assigned account numbers or have made inquiries to the ATS web site. In addition, at certain points where personal information is collected on our site, there may be a box where you may indicate you would like to be on a list to receive information about other ATS programs or have an ability to send us information electronically that is related to specific products and/or services. Any selection of this "electronic box" or any electronically transmitted information applies only to the issues and items specifically request. Furthermore, ATS may use personal or business information At any time you can add or remove your name from any ATS list by contacting us at privacy@armorytrust.com.
 
How Your Information May Be Shared
  In order to process a merchant application for various products and services , ATS may send merchant specific information to another appropriate or alliance organization for handling or processing various applications associated with various programs, products, and services that ATS supports. We never sell or rent your personal or business information.
 
  However, ATS may release personal information to appropriate governmental authorities under the following circumstances: · Where release is required by law (for example, a subpoena) or regulation, or is requested by a government agency conducting investigations or proceedings; · Where our records indicate a company may be engaged in fraudulent activity or other deceptive practices that a governmental agency should be made aware of; or · Where your communication suggests possible harm to others.
 
Help Us Keep Your Personal and Business Information Accurate
  If your personal information changes or you would like to review the personal information we may have on file, please e-mail us with the new information or your review request at privacy@armorytrust.com.
 
Problems or Complaints with ATS Privacy Policy
  If you have a complaint about ATS compliance with this privacy policy, you may contact us at privacy@armorytrust.com.
 
revised August 2, 2002